Multifactor authentication (MFA)

What it is

MFA is a sign-in requirement that asks for two or more proofs of identity — typically something you know (password), plus something you have (phone/app) or are (biometric) — before granting access.

Why it exists

Passwords alone are weak (reused, phished, leaked). MFA dramatically reduces account-takeover risk by adding a second factor an attacker won’t have, even if they steal the password.

Key ideas

  • Factors — knowledge, possession (Authenticator app, SMS/phone call, hardware key), and inherence (biometrics).
  • Per-user vs Conditional Access — the legacy per-user MFA forcing is being superseded by Conditional Access policies that require MFA for specific sign-in risk/contexts (the modern, recommended approach).
  • MFA registration — users register via combined security-info registration (sign-in + MFA).
  • Security defaults — a tenant setting that enforces MFA for all users; a common starting point.

How it fits (diagram)

mfa - Microsoft diagram

Diagrams courtesy of Microsoft Learn / Azure docs: entra/identity/authentication/concept-mfa-howitworks

Exam notes

  • Prefer Conditional Access to per-user MFA forcing for least-disruption, context-aware protection.
  • Understand the survivable token / registration process and how administrators can temporarily bypass or validate registration.
  • MFA is enforced by policy, not a setting on the account itself in modern tenants.

conditional-access · entraid · password-reset

📘 Source: Microsoft Learn — Mfa